The University has partnered with UnitedHealthcare (UHCSR) to offer health insurance coverage for currently enrolled students and their eligible dependents. Coverage is available for the Fall and Spring/Summer semesters.
Note: Summer enrollment is only available for new, incoming students.
| Skip to a section: Domestic Students --- International Students --- Enrollment Deadlines --- How To Enroll --- Dependents |
Domestic Students:
- Coverage is optional.
- Premiums are paid directly through UnitedHealthcare.
- You must enroll each semester you wish to have coverage.
International Students:
- International Students are required to have insurance.
- The premium is automatically billed to your student account each semester you are enrolled.
Enrollment Deadlines:
- Fall 2025 Semester – 09/05/2025
- Spring/Summer 2026 Semesters – 02/06/2026
Undergraduate Students are required to be enrolled in at least 6 credit hours to qualify to enroll in student health insurance.
Graduate Students are required to be enrolled in at least 1 credit hour to qualify to enroll in student health insurance.
Benefits overview and costs can be found below:
How to Enroll:
Domestic Students – Graduate and Undergraduate:
- You will be required to enroll and pay directly with UnitedHealthcare. Enrollment through myZou is no longer available, and the insurance cost will not be posted to your MU student account.
- You must enroll each term you are seeking coverage.
International Students:
- Students with an F1 or J1 visa will be automatically enrolled beginning July 25 if you are registered for courses.
- The insurance cost will be posted to your MU student account.
Graduate Students Eligible for the Subsidy Program:
- International Students: Once your eligibility has been determined, your subsidy will be posted to your student account.
- Domestic Students: After you become eligible, you will receive an email from the Cashiers office with instructions on how to enroll. Do NOT enroll directly with UnitedHealthcare.
For questions about the subsidy program, please contact Karen Gruen at GruenK@missouri.edu.
How to Enroll – Dependents:
Eligible students may enroll their lawful spouse and/or dependent children under age 26. Dependent enrollment must occur during the open enrollment period after the student’s primary enrollment has been processed.
Here’s how to enroll your dependents online:
- Visit uhcsr.com/myaccountlanding to sign in using your HealthSafe ID.
- During the open enrollment period, you will see the Enroll Dependent option on your desktop or mobile device.
- After reviewing the policy materials, click Enroll Now.
- Enter your spouse’s or dependent’s basic information and click Next.
- Select the policy period that you wish to enroll in and click Next.
- Provide your spouse’s or dependent’s information (if applicable) and click Next.
- Select payment information, confirm purchase, electronically sign and click Next.
- Print and/or save your purchase confirmation for your records.
A printable version of these instructions can be found below:
Dependents must enroll for the same period as the student or within 30 days of the date the dependent entered the United States.
For more student health insurance information, please visit UnitedHealthcare online or contact their customer service department at 1-800-767-7000.
Still have questions or need assistance?
Visit our contact information page to get in touch with us.
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